David Giertz Discusses Misconceptions About Social Security and Retirement

Retirement is something every working citizen looks forward to when they reach retirement age 62 or full retirement age 65. In a 2016 Nationwide Retirement Institute Study, people who have reached retirement age and those who were near retirement had misconceptions about their social security benefits. David Giertz, president of sales and distribution at Nationwide Financials told CNBC that pensions are drying up and going out of existence. He says it’s imperative to create a retirement plan for income that includes social security as part of full retirement benefits. He also said that financial advisors should communicate with their clients about social security after a survey revealed consumers’ advisors avoided the topic at https://vimeo.com/davidgiertz.

Another misconception Mr. David Giertz said retirees and future retirees have about social security is the eligibility age. Although, the age for people to start drawing their social security is 62, the full retirement age is 65 to 67. He said that retirees who wait until full retirement receive higher monthly income, compared to early withdrawal retirees. The retire checks are even higher if they wait beyond full retirement age, he explained on Twitter. Giertz added that the full retirement annual retirement amount will grow by eight percent if they start social security benefits beyond full retirement age.

David Giertz joined Nationwide Life Insurance Company’s Nationwide Financial Distribution and Sales as Senior Vice President, in April 2013. Giertz became President of Nationwide Financial Distributors Incorporation one month earlier. Mr. Giertz brings over 28 years of experience in the banking, investment, and insurance industries. He’s a financial planning professional with expertise in social security benefits and building retirement investment portfolios. David Giertz ended the discussion stating that taxation is another misconception involving social security benefits, as well as, unexpected health problems having an influence.

Who Is The Best – Securus Or GTL

Securus Technology wanted to set up a challenge for GTL its competitor in the public safety field, and they have done just that. Since the two companies are in the market for the same type of customers, the services are going to be compared to see whose is the best.


The company Securus Technologies knows that theirs is the best because they are family with what GTL uses. They used to use something similar before they designed their new system, and they are aware that the customers are coming to them from GTL to have better technology.


With the expert way that Securus Technologies does business, they have attracted quite a following, and they are interested in seeing how the challenge turns out too. They know that Securus Technologies will win because they are the best, and have done the most in terms of public safety for the country.


Securus Technologies is in the civil and criminal aspects of justice in order to make the world a safer place for everyone. They are respected all around the world, and they are in high demand all around the country. The government contracts them on a regular basis, and they are able to produce great things. They deal with over a million prisoners every year. They offer great techniques and technologies that will help keep everyone safer. In the future, they will continue to develop more new ways every week. They have a dedicated staff that looks forward to the future with great anticipation with the new things that they can develop in order to keep public safety in a good state of affairs.

WEN by Chaz Dean Hair Care

There are simple changes you can make to your daily routine to maintain healthy, shiny, balanced hair. Limit heat styling as much as possible. The extreme temperatures damage the hair follicle and dry out your strands. This can lead to hair loss and breakage. Try washing your hair less frequently. Shampoos can strip hair of its natural oils and cause dryness. Cleansing conditioners are a great alternative to traditional shampoos. Also choose quality hair care products.

Lifestyle choices can also have huge impact you the health of your hair. The food you eat can affect the shine, growth, and volume of your hair. Similarly taking hair loving vitamins can also greatly impact hair health. Limiting time out in the sum will help to prevent drying and bleaching of your hair.

A fantastic product line to try for more healthier and balanced hair is WEN by Chaz Dean. WEN is best known for their cleansing conditioners, which clean and moisturize your hair at the same time. The Chaz Dean brand is trustworthy with a 60-day money back guarantee on all of their products. The ingredients in all of Wen hair products are natural and nourishing to your hair. They will leave your hair feeling clean yet balanced. WEN has products for all hair types and textures. Their cleansing condition is a time saver because it acts as an all-in-one product. It cleans, conditions, treats, and styles your hair. WEN by Chaz Dean is a brand that many have trusted for years. Wen hair products are available on retails stores like Sephora and QVC.

Multiple Sclerosis May Finally Have a Long Term Solution

A breakthrough in the treatment of multiple sclerosis (MS), a condition where the immune system attacks the central nervous system, may have been found. Stem cell transplantation from one’s blood and a high-dose of immunosuppressive therapy has proven to be working.

In a span of five years, 69% of trial patients who have undergone the treatment of being administered high doses of immunosuppressive therapy, and then carrying out cell transplantation (HDIT/HCT), have survived. No relapse or associated symptoms of the condition have been seen. They have also shown improvement in mobility and other physical capabilities.

National Institute of Allergy and Infectious Disease (NIAID) was backing the trial. Immune Tolerance Network (ITN), was then responsible for carrying out the HALT-MS trial, and Dr. Richard Nash of Colorado Blood Cancer Institute, was its principal investigator. The final results of the five-year study were posted in Neurology, which is a medical journal, on Feb 1, 2017. HDIT/HCT treatment has proven to be far much effective than other forms of MS medication according to the findings.

Patients with MS who don’t respond to other existing forms of medication may undergo HDIT/HCT. The therapy has brought about a long-term solution in the treatment of MS. HDIT/HCT is still under investigation to establish its benefits and risks. Some of the side effects posed by the treatment is a possibility of a blood infection.

About Dr. Shiva

Dr. Shiva Vasishta graduated from Government Medical College Nagpur in 1979. He also attended Boston University Medical Centre as well as Tufts Medical Centre. Dr. Shiva Vasishta is licensed by the American Board of Psychiatry and Neurology as a Neurologist. He has practiced for 38 years, and currently practicing in Voorhees, New Jersey. Dr. Shiva Vasishta is a member of Eastern Neurodiagnostic Association Pc and is affiliated with Kennedy University Hospital. Dr. Shiva Vasishta communicates in both English and Spanish.